Employer Employee

Corporate Insurance

More Information

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Secure Your Team, Strengthen Your Business

Employer-Employee Insurance is a specialized life insurance arrangement where an employer purchases life insurance policies on the lives of key employees.

The employer pays the premium and retains ownership of the policy while the employee is the life assured. It’s a smart financial and human resource strategy that creates mutual value for both the employer and the employee.

Key Benefits

1. Encourages Employee Retention

By offering life coverage, you show long-term commitment to your workforce, reducing attrition rates.

2. Increases Employee Loyalty

Employees feel valued and secure, enhancing loyalty and engagement toward the organization.

3. Improves Productivity

Financial security contributes to peace of mind, positively impacting employee performance.

4. Long-Term Reward Program

Policies can be part of deferred compensation or gratuity planning — a valuable long-term benefit.

Tax Advantages

Premiums paid by the employer qualify as business expenses under Section 37(1) of the Income Tax Act, 1961, offering tax deductions while ensuring employee welfare.

Fast & Easy Process

Hassle-free online application and quick policy issuance.

24/7 Customer Support

We're here round the clock to assist you with claims and queries.

Term Insurance provides financial protection for your loved ones in case of life’s uncertainties.